Future Increase Option is for policies like Long-term Disability. It is a feature that allows a policy owner to increase their coverage in the future if their income qualifies them without having to qualify medically (underwriting). So an LTD policy might be $5,000/month to age 65 and have a $4,000 FIO. This policy owner would have the right upon policy anniversary of increasing their coverage as much as $4,000/month more when their income rises.
Display Options
Though there is no set rule of displaying this conversation topic, here are a few options.
Display the FIO on an Asset-Map by using the Reference Name field.
The caveat to this is in the Disability Target-Map. The Disability Target-Map will consider this a current source to fund a disability event. On the What you have page, remove funding sources as desired by unchecking their box. This will also be a line item on the Policy Summary report.
2. Alternatively, if it is not necessary to actually display it, consider using the Notes tab of the financial: "LTD (FIO $4K)"
9/2025