A financial in Asset-Map is a cash flow, liability, insurance, or asset that is represented by a tile on the Asset-Map. The shape and color may vary depending on the type selected.
Add a Cash Flow
👉🏼With the Sidebar Applets Visible
Click the plus icon at the top of the Sidebar applet list.
Choose the type of cash flow to create from the drop menu.
Scroll down the menu and choose a type from one of the three sections: Earned, Unearned or Expense.
The type of cash flow will determine other options on the form as well as beneficiary implications.
Fill in the fields with the red asterisk, which are required to produce the tile on the Asset-Map.
Though not needed to create the financial, enter other information on the Essentials, Details, and Notes page.
Click Create.
👉🏼With the Sidebar Applets Hidden
Actions menu
Use the Actions menu when the Sidebar applets are hidden. Open the Actions menu by right-clicking on the map or clicking the colorize cross in the left-side navigation menu.
Choose the type of financial to create.
Fill in the fields with the red asterisk, which are required to produce the tile on the Asset-Map.
Though not needed to log the financial, enter other information on the Essentials, Details, and Notes page.
Click Create.
👉🏼From the Financials Page
Alternatively, navigate to the Financials page in the left-side navigation menu and add a Financial by clicking the desired type and filling in the information.
Edit a Cash Flow
Edit a cash flow by clicking its tile on the map or the pencil icon or "Type" name on the Financials page.
Select the Cash Flow Type from the drop menu. The list is divided into sections:
Earned: adds a positive cash flow on the map.
Unearned: adds a positive cash flow on the map.
Expense: adds a negative cash flow on the map without needing to type a negative sign. Note: Target-Maps are not impacted by Asset-Map expenses. Target-Map templates generate their own expenses.
Fill in or edit the information on the three tabs: Essentials, Details, and Notes.
The Essentials tab is required; the Details and Notes tabs are optional.
Fields with a red asterisk are required. However, if possible, take the time to fill in the fields on all the tabs because much of it is searchable in the Household Index and provides you the means to understand the financial at a glance while updating the map.
Dollar values must be typed.
Your notes on the Notes tab are viewable or printable from the Reports tab.
If using an integration, some fields are already filled in (depending on the features of the integration). Yellow fields cannot be edited.
On the Asset-Map
With Sidebar applets open, click the financial, expand/collapse each menu as desired, make corrections, and click Update to save your changes. Click the financial to bring the focus back to the map.
With Sidebar applets hidden, click the financial, review the tabs for corrections. Press Update when complete.
On the Financial Page. Click the pencil icon for the desired line item. Review the tabs for corrections. Press Update when complete.
Essentials Tab
Select Cash Flow Type from three categories on the picklist: Earned, Unearned, Expense.
Choosing an "Expense" type changes the dollar value to red and will subtract from other incoming cash flows on the Asset-Map. Please note: Target-Maps™ are not impacted by Asset-Map expenses. The expense types are isolated and unique.
Select Relevant Members. Use the drop down to select from one or more members on the map. Selecting more than one provides the option to divide the cash flow by percentage. There is no "joint" cash flow option. Dividing the cash flow will create separate tiles with the percentage dollar value calculated.
If the cash flow is under your management, click the "Under My Management" check box. The value and financial are counted in the Key Financial Figures.
Hide the tile if desired by checking the "Hide" box. Show it again by selecting the "Show Hidden" option in the Tools menu, clicking the tile and unchecking the "Hide" box. While hidden, the tile's value is not calculated on the platform.
The sum of current cash flows is displayed next to the center avatar (expenses are summed as well).
Earned and Unearned cash flows are displayed on the What you have tab on Target-Maps.
Value Field and Future Value
If desired, the value field serves as an in-app calculator. Start the formula in the field with an equals sign " = " and complete the calculation by using the return/enter key on your keyboard. Example:
Annual Estimated Social Security Insurance |
"=" Social Security estimated monthly amount x 12 |
If Social Security estimated monthly amount is $2500 |
Then "="2500*12 |
"enter" calculates $30,000 |
Value fields in Asset-Map are annual dollar values. Ensure that a monthly value is multiplied by 12.
When a future start date is entered and saved, the tile's text is gray and the tile is not calculated as part of the current cash flow.
Use the Future Value text box if the expected cash flow in the Annual Amount field has interest or COLA already applied. Then utilize the Start Date and End Date fields to tell Asset-Map when the cash flow begins and ends.
Leaving the Start Date field empty assumes the member's current age.
"FV" on a financial indicates the Future Value check box has been used.
Future Value on a savings goal Target-Map means the Target-Map will start to calculate COLA (entered on the Target-Map) from the Start Date on the cash flow. Otherwise, the COLA entered on the Target-Map will calculate from the current age.
Asset-Map Platform checks dates. Therefore a future financial will become active when the future age is reached.
Delete/Restore the Cash Flow
Delete
On the Essentials page, click the trash can icon. Or, on the Household's Financials page, click the corresponding trash can.
Restore
Recover mistaken member or financial deletions from the Household's Details page. Deleted items can be restored up to 30 days.
Details and Notes Tabs
Enter these optional fields as desired.
Beneficiary Field
A member assigned as a Beneficiary will appear on the Beneficiary Report, found on the Reports page. View the checklist online, print the checklist as a stand-alone document, or include it as part of a comprehensive report.
Multiple members can be assigned percentages of the asset in the Beneficiary Field.
Primary Beneficiaries may be assigned. Contingent beneficiaries are not assigned, rather they can be noted in the Notes tab for the asset.
» Special Feature: highlighting notes on the Notes tab provides you with formatting options and a web linking option.
Notes can be viewed as a Report on the household's Reports page.
Click Update or Create to finish your work or click Cancel to close the edit window without saving.
Joint Recipients of Unearned and Joint Expense Cash Flow Types
The Joint Recipients option becomes available for use when selecting from the Unearned section of the Cash Flow Type drop menu.
The Joint Expense option becomes available for use when selecting from the Expense section of the Cash Flow Type drop menu.
Joint Recipients of Unearned Income Cash Flows Option
Beneficiary Behavior
Selecting Joint Recipients will lock the Primary Beneficiary option on the Details page as the Surviving Recipient (the Spouse/Partner). Any other indentified Primary Beneficiary will be moved to Contingent. This implies that the primary beneficiary is associated with 100% of the cash flow. The Beneficiary Review report will display the full amount to the primary beneficiary.
Visual Impact on the Asset-Map
Visual 1: Both Members in view. Joint recipient of unearned income for Primary Member and Spouse/Partner.
The total amount is divided by the entered percentages and displayed on the members with the percentage/JT in the tile. This display illustrates that both members in view are interested members jointly at the desired percentage.
Visual 2: One Member in view. Joint recipient of unearned income for Primary Member and another member.
With one of the jointly receiving unearned income is in view, the full amount of the unearned income is display with (JT) representing a joint interest with someone else on the map.
Visual 3: Joint recipient of unearned income cash flow when more than two individuals are interested members.
When more than the two interested members are displayed using the name tag bar, the typical home icon is represented and the cash flow total is displayed with (JT) in the tile.
When two out of the group of interested members are displayed on the map using the name tag bar, the dollar value is divided by the entered percentage and "(percent)(JT)" is displayed on the tile.
Impact on the Target-Map
On a Target-Map, the full amount is displayed and connected to the Primary member on the What you have page. The full amount is available as a funding source. Of course, the line item can be edited directly on the Target-Map to adjust the desired funding amount. This will not have an impact on the tile displayed on the Asset-Map.
Joint Expense Cash Flow Option
Visual 1: Two interested members in view.
Checking the Joint Expense checkbox displays the expense divided by the desired percentage on the map. Also included on the tile is (percent)(JT) to show it is a joint expense.
Visual 2: One interested member in view.
Using the name tag buttons at the top of the screen, isolating on one of the two interested members will display the full expense amount with (JT) also on the tile.
Visual 3: More than two interested members.
Assigning more than two interested members will have the following impacts on the visuals:
One of the members in view: the full amount displayed with (JT) on the tile.
Two of the members in view: the desired percentage of the full amount displayed with (percentage)(JT) also on the tile.
All member as part of the view: the home avatar is displayed with a tile representing the full amount and (JT) on the tile.
Tags: cashflow, expense, social security, pension, living expense, credit card, debt, rent, rental,mortgage, expenses, joint
4/2026